How low can interest rates really go in Australia? Since the RBA October 2019’s rate cut to a new record low of 0.75%, first home buyers can now find more home loans with advertised rates below 3% on a variable…
Buying your first home can be exciting but also overwhelming for first home buyers – after all, it is probably the biggest buying decision you will be making in your life, thus far. This is where FHBA comes in! We…
The 2018/19 Financial Year is already here, as the property markets across the country continue to cool. Not only are property sellers finding it hard to attract buyers but Australian lenders are also looking to get their financial year off…
Many aspiring first home buyers have different views on what the minimum deposit requirements are before they can successfully purchase their first home. Many believe that a minimum of 10% or 20% of the property purchase price is required in…
The end of the financial year (i.e. 30 June/EOFY) is now only a matter of days away. Many aspiring first home buyers will see EOFY special offers with cars, electronic items & furniture goods. The good news is that the…
As the end of the financial year nears, lenders are continuing to show their commitment towards helping a greater number of first home buyers achieve their great Australian dream of home ownership, by introducing new specials with even lower rates.…
Mortgage offset or mortgage redraw – many first home buyers are unsure which option is better when it comes to choosing the features of their first home loan. In this special feature, we take a look at some of the differences…
Last month, we looked at the March/Autumn home loan specials (most of which are still available!). In April, lenders are continuing the theme of helping a greater number of first home buyers to achieve their great Australian dream of home…
The first month of Autumn is already upon us, which brings with it dropping leaves, colder weather and the Autumn property market. While summer is a traditionally slow period for housing market activity, Autumn brings about more activity (apart from the…
The start of 2018 has coincided with Australian lenders dropping their variable and fixed rates even further than what they ended 2017 with. In 2017, we saw non-major lenders drop their interest rates to gain a competitive advantage, however, so…