ESTABLISHED HOMES

Helping you gain the upper hand

We get buying your first home on your own isn’t easy. There are so many things to take into consideration, let alone all the hidden traps you want to avoid. From what type of property to buy, to where you should buy, obtaining finance, negotiating the property transaction with a cunning real estate agent, competing with cashed up investors, and not knowing who can you trust for help – these are just a few of the common headaches first home buyers face.

If you are facing any problems like these, you’re not the only one. The truth is, it has never been harder to be a first home buyer.

As Australia’s premier first home buyer organisation we want to help first home buyers gain the upper hand in the property market. We have developed an innovative program to assist first home buyers purchasing any type of property, anywhere, every single step of the way.

Introducing FHBA Buyers Edge – regardless of budget, property type, or property location, we will not rest until you have successfully settled on a property you have chosen & you have comfortably moved into your first home.

Its expert first home buyer help that you can trust.

HOW DOES FHBA BUYERS EDGE WORK?

The FHBA Buyers Edge program is designed to assist first home buyers overcome all the big headache moments of buying a first home.

First, we start by having an accredited mortgage broker assess your borrowing capacity and purchasing budget. Once is this is known, we will work with our Australian property research partner, LMW Advisory, to develop you a tailored Buyers Plan which provides recommended locations and recommended property types within your budget and goals. Once you attend some open homes and work out which property you want to buy to live in (or perhaps invest in), we help you negotiate the property transaction with the selling real estate agent to try and save you some extra dollars on the agent quoted price.

  • Home Loan Pre-Approval

    We will complete a no-charge assessment of your current finance and determine if you have saved enough for your first home

  • FHBA Property Plan

    Our research team will prepare a tailored property plan following a fact find of your current situation and goals & objectives

  • Negotiation Service

    Once you've found a property you like, your dedicated FHBA Coach will negotiate with the selling real estate agent on your behalf

Why use FHBA Buyers Edge?

At FHBA we pride ourselves on providing a comprehensive & efficient service to all first home buyers.

Expert Assistance

Our talented research & negotiation teams live and breathe property transactions, helping first home buyers like you everyday

Find Home

Your tailored Property Plan will help you find your dream home. Then your FHBA Coach will assist you in securing it!

Suitable for everyone

Available to all first home buyers, regardless of your location or the type of property you want to purchase

Cost effective

FHBA Negotiate Assist is designed to assist you save more $$ than the cost of our expert help

First home loan advice

Save even more dollars by allowing an FHBA Broker to help you secure a great home loan deal plus get a discount on FHBA Buyers Edge

From start to finish

We are with you every step of the way, giving you peace of mind that you haven’t missed a thing

Helping you make the right choice in buying your first home

Our two specialist first home buyer services will help you get on the front foot when you are ready to buy your first home.

Learn more below:

Pre-Purchase Property Advice

  • Not sure where to buy?
  • Looking for suburb recommendations?
  • Get research from local experts
  • Tailored Property Plan

Negotiation Services

  • Not sure how to deal with an agent?
  • Looking for negotiation assistance?
  • Get help from an experienced Negotiator
  • Get someone to bid on your behalf

WHAT DO THE SERVICES COST ME?

FHBA Mortgages Clients

If you are already using the complimentary home loan service of FHBA Mortgages for your first home loan, then you will be eligible for the following discounted rates:

Non-FHBA Mortgages Clients

If you are using your own mortgage broker or if you are using a bank directly we can still offer you our Established Home services at the following prices:

Case Study

Pre-Purchase Advice

Tom and Samantha are looking to buy their first home in Western Sydney. They are specifically looking to buy an established property with the following criteria:

  • Within walking distance to a train station
  • 3 bedroom freestanding house
  • Access to necessities (i.e. medical, shops & transport)
  • Budget of $700,000

The couple is unsure which suburb best fits their criteria and are worried that they would make the wrong decision by buying in an area that is not suitable for them. FHBA is already assisting the client with their home loan and has advised Tom & Samantha that their budget is $750,000 based on their deposit and income.

The couple decided to use FHBA’s pre-purchase property advice service to assist them with recommending the best areas they should look at for their first home based on the criteria mentioned. The property plan (prepared by LMW) recommended 3 suburbs that they hadn’t even thought of, it allowed them to start searching in that area and they found a property well below their budget as a result!

FHBA Negotiate Assist

Tom and Samantha have a home loan pre-approval and have been looking for their first home over the last 3 months. Their budget is very tight as they are buying their first home with the minimum deposit of 5%. Their deposit restricts their borrowing capacity to no more than $400,000. They have both become very frustrated with the process as the market is very hot in their area of choice, whereby investors have been outbidding them on a consistent basis – even in private treaty sales.

After 3 months without any luck, the couple has decided enough is enough and they have approached FHBA for some negotiation assistance. Upon signing the agreement, they view 2 properties they really like on the weekend. As FHBA already know what their maximum budget is, Tom calls his FHBA Coach and tell them the 2 property addresses and what their maximum perceived value is.

The FHBA Coach collects the property contact details from the listings on the real estate portal and calls the real estate agent involved in the sale of the property. After multiple discussions with both agents, the FHBA Coach was able to negotiate a price below Tom’s maximum price for each of the properties. Upon acceptance, Tom and Samantha visited the agent’s office for the property they chose (of the two) and paid the holding deposit to secure the property. They were both very happy with the deal after searching for 3 months without any luck!

Case Study

Tom and Samantha are looking to buy their first home in Western Sydney. They are specifically looking to buy an established property with the following criteria:

  • Within walking distance to a train station
  • 3 bedroom freestanding house
  • Access to necessities (i.e. medical, shops & transport)
  • Budget of $700,000

The couple is unsure which suburb best fits their criteria and are worried that they would make the wrong decision by buying in an area that is not suitable for them. FHBA is already assisting the client with their home loan and has advised Tom & Samantha that their budget is $750,000 based on their deposit and income.

The couple decided to use FHBA’s pre-purchase property advice service to assist them with recommending the best areas they should look at for their first home based on the criteria mentioned. The property plan (prepared by LMW) recommended 3 suburbs that they hadn’t even thought of, it allowed them to start searching in that area and they found a property well below their budget as a result!

Tom and Samantha have a home loan pre-approval and have been looking for their first home over the last 3 months. Their budget is very tight as they are buying their first home with the minimum deposit of 5%. Their deposit restricts their borrowing capacity to no more than $400,000. They have both become very frustrated with the process as the market is very hot in their area of choice, whereby investors have been outbidding them on a consistent basis – even in private treaty sales.

After 3 months without any luck, the couple has decided enough is enough and they have approached FHBA for some negotiation assistance. Upon signing the agreement, they view 2 properties they really like on the weekend. As FHBA already know what their maximum budget is, Tom calls his FHBA Coach and tell them the 2 property addresses and what their maximum perceived value is.

The FHBA Coach collects the property contact details from the listings on the real estate portal and calls the real estate agent involved in the sale of the property. After multiple discussions with both agents, the FHBA Coach was able to negotiate a price below Tom’s maximum price for each of the properties. Upon acceptance, Tom and Samantha visited the agent’s office for the property they chose (of the two) and paid the holding deposit to secure the property. They were both very happy with the deal after searching for 3 months without any luck!

Still not sure…

At FHBA we are passionate about helping aspiring first home buyers buy their slice of the great Australia dream. Buying your first home in Australia is no easy task
Our FHBA Coaches are dedicated to guiding and mentoring first timers everyday, showing aspiring fhb’s the way, from start-to-end.
Please complete the form below to book your complimentary consultation with an experienced FHBA Coach:

We can also help you find a brand new FHOG Elgibile Home…