Spring 2018: Rates are rising, but FHB specials are still around

Spring is one of the busiest times of the year for the property market. Lenders have started the Season by featuring heavily in the news. A number of the lenders have decided to increase their [...]

The last month of winter brings some stunning first home loan deals

The last month of Winter (i.e. August) has already arrived. With Winter coming to an end, Australian lenders continue to focus their attention on owner-occupiers, especially the first home [...]

Are ‘Honeymoon’ interest rate loans a good idea for first home buyers?

Honeymoon rate home loans are also known as introductory rate home loans because banks often tempt you with a low rate for the initial period of your first home loan. The jury is still out as to [...]

The new financial year brings some killer home loan deals for first home buyers!

The 2018/19 Financial Year is already here, as the property markets across the country continue to cool. Not only are property sellers finding it hard to attract buyers but Australian lenders are [...]

First Home Loan: Comparison of the various ‘Deposit’ levels

Many aspiring first home buyers have different views on what the minimum deposit requirements are before they can successfully purchase their first home. Many believe that a minimum of 10% or 20% [...]

May first home loan specials: Rates starting from 3.58%* on offer

As the end of the financial year nears, lenders are continuing to show their commitment towards helping a greater number of first home buyers achieve their great Australian dream of home [...]

Cash rate on hold ahead of what could be Turnbull’s last budget

The Reserve Bank of Australia (RBA) has left the cash rate on hold ahead of the 2018-19 Federal Budget which will be handed down next week in Canberra.  Disclaimer: Comments made in this article [...]

First home loan: Offset account or Redraw facility?

Mortgage offset or mortgage redraw – many first home buyers are unsure which option is better when it comes to choosing the features of their first home loan. In this special feature, we take a [...]

Reserve Bank leaves the cash rate on hold…….again……..for now

The Reserve Bank of Australia (RBA) has again remained cautious, leaving the cash rate on hold at 1.50% during their April 2018 rate review meeting. Rates have now been on hold since October [...]

Are ‘online borrowing power calculators’ accurate & trustworthy?

“I have checked my borrowing capacity using a calculator online and found that I can borrow $xxx,xxx – why is this not my actual borrowing capacity when I go speak to a [...]