The Queensland First Home Owners’ Grant (QLD FHOG) is a Queensland state government initiative to help first home owners to get their ‘new’ first home sooner. It is an amount of money paid by the Queensland government to eligible first home owners. Read more about the doubling of the FHOG below!

Learn more about the QLD FHOG as well as other Queensland government assistance measures for first home buyers below.

Check Eligibility

Use our FHBA eligibility estimator to see exactly what incentives you may be eligible for in your desired suburb/postcode


Our FHBA Coaches will know exactly what you are eligible for and will guide you on your eligible Government incentives


 If you are busy, why not download your free State Incentives Guide for the state you wish to buy your first home

How much is the Queensland First Home Owners’ Grant (QLD FHOG)?
The Queensland Government has doubled the FHOG to $30,000 for eligible purchases between 30 November 2023 and 30 June 2025. 

Important Tip: Grants and Concessions tend to change at short notice, therefore please double check with your state government what is available in your area before buying your first home!

First home buyers are generally eligible for the QLD FHOG if they meet the following eligibility criteria:

  • You are at least 18 years of age;
  • You are an Australian citizen or permanent resident (or you are applying with someone who is an Australian citizen or permanent resident);
  • You are building or buying a ‘new‘ home;
  • The value of the home is under $750,000;
  • You or your other joint applicant(s) have not previously owned property in Australia; and
  • You move into the home as your principal place of residence within 1 year of completing the transaction and remain in the home for a continuous period of 6 months

A ‘new’ home is a house, apartment, unit or townhouse that:

  • Has not been previously occupied as a place of residence;
  • Has not been previously sold as a place of residence; or,
  • Is a ‘substantially renovated’ home

To find out the requirements to be classified as a ‘substantially renovated’ home please visit the Queensland Government first home owners website.

To search for a home that meets the ‘new’ criteria visit FHBA New Homes.

Generally speaking, when you buy property, you need to pay a state tax known as transfer duty (or stamp duty).

However, as a first home buyer, you will likely be able to claim a first home transfer duty concession if you:

No transfer duty is payable where the home value is less than $550,000 (ie. you will receive a full concession). However, you still may qualify for the Home Concession which applies to first home buyers as well as those purchasing a home as their residence, if your property is valued at more than $550,000. To view the first home concession rates please click here.

If you are purchasing vacant land as your first purchase, you may be able claim a First Home Vacant Land concession if the vacant land is valued at less than $400,000. For details on this concession please visit the Queensland Government website or talk to a Mortgage Broker.

Applying for the FHOG and / or various duty concessions can be a little tricky. While you can check eligibility and apply online by yourself, we recommend you apply through the assistance of one of our FHBA Mortgage Brokers.

Our FHBA Mortgage Brokers are not only experts at finance matters such as home loans and the FHOG, but they are also specialists in helping first home buyers everyday. Our service is free of charge (should you proceed with a home loan option through us). We can check your eligibility, apply on your behalf and be with you every step, providing you with peace of mind that you haven’t missed anything.

As Australia’s premier first home buyer organisation we have access to hundred’s of FHOG eligible homes, from house & land packages through to townhouses, apartments and more.

Called FHBA New Homes, our new homes search service involves us connecting you with leading property developers, builders and real estate experts to help you find and secure your first home. Meanwhile, your FHBA Coach stay’s by your side every step of the way.

Plus, if you purchase your FHOG eligible home through our FHBA New Homes service you could be eligible for the FHBA 50 Rebate (in addition to any government entitlements you may be eligible for such as the FHOG!).

If you haven’t been introduced to FHBA Coach yet send us an email (enquiries@fhba.com.au) or complete the enquiry form and one of our friendly FHBA Coaches will be in touch to provide you with a free Discovery Session.

If you are thinking of purchasing an established (existing) home then:

  • Currently, you will not be eligible for the VIC FHOG, as one of the requirements is that it must be a ‘new‘ home;
  • however, you may be eligible for a stamp duty discount (concession) or exemption as outlined in the ‘are there any other entitlements I might be eligible for’ section above

If you would like assistance with purchasing an established home (or a new home) we recommend you book in a free Discovery Session with an FHBA Coach.


FHBA’s new & innovative Eligibility Estimator allows you to self-estimate how your savings are tracking and whether you have enough saved to qualify for a home loan. Upon completion, we will instantly send you a complimentary Australian Property Monitors Postcode Report (Valued at $39.95) Check how your tracking in 60 seconds!

Disclaimer: The FHBA Eligibility Estimator is intended as an approximate guide only. It uses a mixture of the data you input, median property prices from APM PriceFinder and estimated purchasing costs. You should not rely on the results of the Eligibility Estimator. Please contact an FHBA Coach who can arrange a more comprehensive estimate and advice based on your personal circumstances from a licensed professional.




Do you want to know more about how FHBA can assist you in achieving your Great Australian Dream of home ownership?

Speak to an FHBA Coach

First Name *
Last Name
E-mail *
Phone *
State *
Postcode *
I agree to FHBA's website Terms & Conditions and Privacy Statement*.

Get started now

Are you interested in one of the loans mentioned above? Or would you like more information on the home loans that are available to you? Simply complete the form below and a first home buyer expert (Broker/Coach) will be in touch with you: