The 2018/19 Financial Year is already here, as the property markets across the country continue to cool. Not only are property sellers finding it hard to attract buyers but Australian lenders are also looking to get their financial year off…
The end of the financial year (i.e. 30 June/EOFY) is now only a matter of days away. Many aspiring first home buyers will see EOFY special offers with cars, electronic items & furniture goods. The good news is that the…
As the end of the financial year nears, lenders are continuing to show their commitment towards helping a greater number of first home buyers achieve their great Australian dream of home ownership, by introducing new specials with even lower rates.…
Last month, we looked at the March/Autumn home loan specials (most of which are still available!). In April, lenders are continuing the theme of helping a greater number of first home buyers to achieve their great Australian dream of home…
The first month of Autumn is already upon us, which brings with it dropping leaves, colder weather and the Autumn property market. While summer is a traditionally slow period for housing market activity, Autumn brings about more activity (apart from the…
The start of 2018 has coincided with Australian lenders dropping their variable and fixed rates even further than what they ended 2017 with. In 2017, we saw non-major lenders drop their interest rates to gain a competitive advantage, however, so…
The month of January is traditionally a quiet time for the property market with less competition among buyers and fewer listings as most Australians take a large portion off the month to enjoy the holiday period and the Australian summer…
Unfortunately, Lenders Mortgage Insurance (LMI) and first home buyers are commonly mentioned in the same sentence. Paying LMI is one of the more popular ways first home buyers are able to achieve their ‘Great Australian Dream’ of home ownership. Whilst this…
Can I use the First Home Owner Grants (FHOG) & other rebates as my first home deposit? The short answer is YES you can use the FHOG and rebates to form all or part of your deposit. At FHBA, our FHBA…