Minimum employment period for casual jobs
How long do I need to be employed in a casual role for my income to be considered for my first home loan? At FHBA, we get asked this question a lot. A lot of aspiring first home buyers are…
Tag first home mortgage
The new financial year brings some killer home loan deals for first home buyers!
The 2018/19 Financial Year is already here, as the property markets across the country continue to cool. Not only are property sellers finding it hard to attract buyers but Australian lenders are also looking to get their financial year off…
EOFY brings about special ‘first home loan’ offers from 3.45%
The end of the financial year (i.e. 30 June/EOFY) is now only a matter of days away. Many aspiring first home buyers will see EOFY special offers with cars, electronic items & furniture goods. The good news is that the…
May first home loan specials: Rates starting from 3.58%* on offer
As the end of the financial year nears, lenders are continuing to show their commitment towards helping a greater number of first home buyers achieve their great Australian dream of home ownership, by introducing new specials with even lower rates.…
Lenders offering ‘sweet’ home loan specials this Easter
Last month, we looked at the March/Autumn home loan specials (most of which are still available!). In April, lenders are continuing the theme of helping a greater number of first home buyers to achieve their great Australian dream of home…
Honeymoon period for first home borrowers continues in Autumn
The first month of Autumn is already upon us, which brings with it dropping leaves, colder weather and the Autumn property market. While summer is a traditionally slow period for housing market activity, Autumn brings about more activity (apart from the…
HomesVic: Eligible Lenders and ‘How to Apply Guide’
The HomesVic pilot scheme was officially launched on 12 February 2018 with applications to open at 9:00 am on Monday 19 February 2018. If you are interested in taking advantage of Victoria’s shared ownership scheme it is strongly recommended that…
Feb loan specials: The big 4 banks close the gap on smaller lenders
The start of 2018 has coincided with Australian lenders dropping their variable and fixed rates even further than what they ended 2017 with. In 2017, we saw non-major lenders drop their interest rates to gain a competitive advantage, however, so…
REVEALED: Preferred locations for Victoria’s HomesVic Scheme
The Victorian Government announced a pilot shared equity scheme to help low to medium income-earning Victorians buy their first home. Under the program, the Government is helping eligible first home buyers by taking a stake in their first home purchase, enabling…
The new year brings new first home loan specials!
The month of January is traditionally a quiet time for the property market with less competition among buyers and fewer listings as most Australians take a large portion off the month to enjoy the holiday period and the Australian summer…