With talk of a potential RBA interest rate cut hitting the wires there are more specials available to first home buyers looking to buy in 2019! Furthermore, lenders on the FHBA Mortgages panel have introduced some new policies which help…
Summer is already upon us in 2018, with Christmas only a few weeks away. On the 4th of December 2018, the RBA also decided to leave the cash rate on hold, which means rates have been on hold for the…
Spring is one of the busiest times of the year for the property market. Lenders have started the Season by featuring heavily in the news. A number of the lenders have decided to increase their interest rates, blaming rising funding…
Many aspiring first home buyers have different views on what the minimum deposit requirements are before they can successfully purchase their first home. Many believe that a minimum of 10% or 20% of the property purchase price is required in…
At FHBA we are passionate about helping aspiring first home buyers buy their slice of the great Australia dream. Two of our most FAQs when it comes to buying your first home is ‘Do I have enough to buy my…
When applying for a home loan you’re usually asked to provide information on your financial position, including how much money you’ve saved. These savings will form part or all of your deposit that you put towards the purchase of your new…
Unfortunately, Lenders Mortgage Insurance (LMI) and first home buyers are commonly mentioned in the same sentence. Paying LMI is one of the more popular ways first home buyers are able to achieve their ‘Great Australian Dream’ of home ownership. Whilst this…
At FHBA we are passionate about helping to aspire first home buyers buy their slice of the great Australia dream. One of the most frequent questions we get asked is whether or not an aspiring first home buyer has saved…
Can I use the First Home Owner Grants (FHOG) & other rebates as my first home deposit? The short answer is YES you can use the FHOG and rebates to form all or part of your deposit. At FHBA, our FHBA…
What should first home buyers look for in a home loan and how do you find the most appropriate loan for yourself? First home buyers, historically, have always been up against it, especially as property prices and rents increase, making…