First home loan: Minimum employment period requirements
How long do I need to be working before I can get my first home loan? This is a question we often get asked from many aspiring first home buyers who are looking to get into the market for the…
How long do I need to be working before I can get my first home loan? This is a question we often get asked from many aspiring first home buyers who are looking to get into the market for the…
As the end of the financial year nears, lenders are continuing to show their commitment towards helping a greater number of first home buyers achieve their great Australian dream of home ownership, by introducing new specials with even lower rates.…
The Reserve Bank of Australia (RBA) has left the cash rate on hold ahead of the 2018-19 Federal Budget which will be handed down next week in Canberra. Disclaimer: Comments made in this article are either general in nature or…
Hotspot in Focus: Oxenford Oxenford is a suburb on the Gold Coast in Queensland, Australia. The suburb is located between the Coomera River and the Pacific Motorway (M1), with easy access to the Gold Coast & Brisbane and CBD’s. Disclaimer: This…
Many Australian lenders are not comfortable with lending to first home buyers, who aren’t Australian permanent residents or Citizens. For many lenders, it is too risky to lend to an applicant without permanent residency as they are concerns about a…
The Reserve Bank of Australia (RBA) has again remained cautious, leaving the cash rate on hold at 1.50% during their April 2018 rate review meeting. Rates have now been on hold since October 2016. How long will they continue to…
Last month, we looked at the March/Autumn home loan specials (most of which are still available!). In April, lenders are continuing the theme of helping a greater number of first home buyers to achieve their great Australian dream of home…
“I have checked my borrowing capacity using a calculator online and found that I can borrow $xxx,xxx – why is this not my actual borrowing capacity when I go speak to a broker/lender?”. At FHBA Mortgages a lot of our…
The Reserve Bank of Australia (RBA) has again remained cautious, leaving the cash rate on hold at 1.50% during their March 2018 rate review meeting. However, two of Australia’s ‘big four’ banks have revised their interest rates outlook for the…
The first month of Autumn is already upon us, which brings with it dropping leaves, colder weather and the Autumn property market. While summer is a traditionally slow period for housing market activity, Autumn brings about more activity (apart from the…