Australia’s number 1 property website, realestate.com.au (a website many people use to search for property listings on the market), has just entered the Australian home loan arena through a partnership with NAB. Owners of realestate.com.au, the REA Group, chose to…
We have noticed a lot of first home buyers are confused about how banks and smaller lenders determine exactly how much you can afford to borrow for your first home. Unfortunately, it isn’t quite as simple as looking at your…
Buying your first home ‘off the plan’ means committing to buying a property that has not yet been built. Typically you’ll only have to pay a deposit to the developer/builder and then pay the remaining balance on completion of the…
When applying for a home loan you’re usually asked to provide information on your financial position, including how much money you’ve saved. These savings will form part or all of your deposit that you put towards the purchase of your new…
Obtaining a home loan pre-approval is important so you don’t miss out on that dream home. A home loan pre-approval is when a lender assesses your financial situation and gives you an approved amount to borrow. It’s a vital step…
When it comes to buying property, carefully considering all your circumstances and options and having to act fast when you need to can be quite a challenging task for first home buyers. It’s good to be realistic about what type…
Buying a house is a big commitment. It requires careful planning, research, and consideration. Just as you wouldn’t buy your house without seeking advice from or dealing with a real estate agent, you should always seek professional help before selecting a…
Recently we announced that we have partnered with Mortgage Australia Group (MAG) to provide first home buyers with a comprehensive mortgage broking service no matter where they are located in Australia. FHBA co-founder Taj Singh explained one of the key…
FHBA Services Community partner Mozo, who runs a leading Australian financial comparison website, recently had their experts compare hundreds of different financial products as part of their Expert Choice Awards for 2016. Today we share with you the winners in…
So you think you’re ready to get your first home loan and you’ve heard (perhaps from a friend or a family member) that you should talk to a mortgage broker about financing your first home loan? Well you have heard right. A mortgage…