Question 1

What if I need some assistance now?

Accepted Answer

Simple answer is: Don’t worry you can contact us anytime! ...

Question 2

Will my loan be reviewed post-settlement?

Accepted Answer

As part of our services, we will conduct an annual review ...

Question 3

What happens after settlement?

Accepted Answer

Once settlement occurs, the property and the loan are now in your name...

Question 4

What is a Conditional approval?

Accepted Answer

A conditional approval is granted when the lender has assessed your application...

Question 5

What is an Unconditional Approval?

Accepted Answer

An Unconditional Approval is when your loan application has been fully approved...

Question 6

What is a Pre-Approval?

Accepted Answer

A pre-approval allows you to know your borrowing limit before finding a home...

Question 7

Which bank should I get approved with?

Accepted Answer

FHBA Brokers work with over 40 lenders, including Australia’s big four banks...

Question 8

Can I still get approved if I haven't found my home?

Accepted Answer

Yes, you can. In fact, we recommend applying for pre-approval before finding a home...

Question 9

What if I don't have a very good credit history?

Accepted Answer

We work with over 40 lenders, including those offering flexible, low-doc, and non-conforming loans...