Consistently review your Insurances and utilities
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Go through your insurances (e.g. car insurance) & utility bills (if you are renting) annually, and ring around to see whether you can get a better deal for what you need. You can also put your mobile phone and/or home telephone (if you still have one!) into this category.
Due to the competitive nature of the insurance / energy / communications industries in Australia there may always be some better options out there. It is definitely worth considering reviewing these on a regular basis.
If your mobile phone plan is running out soon a question to ask is if you really need an upgrade of your mobile? Or can you use the same handset for a cheaper monthly deal?
Are you looking for a better telephone plan or looking for a better deal on your utilities?
Would you like to talk to someone about your current insurance policies?