Not sure if you are ready for your first home loan?
Estimate how much you can borrow and avoid unnecessary loan rejections.
If you go directly to a bank or some brokerage firms, they will deem the first step to be the home loan pre-approval application. However, at FHBA we don’t consider this to be the case – if you are pre-qualified as a first home buyer the chances of getting pre-approved are much higher! If you believe you are eligible for your first home loan, it’s important to prepare yourself and determine how much you can borrow before submitting a pre-approval application. Your broker or lender will use a wide range of information to determine if you qualify a home loan now.
Because of the difference in criteria for each lender, there’s no standard home loan eligibility calculator that can accurately calculate every first home buyer’s eligibility for their first home. Therefore it’s wise to talk to an expert first home buyer Coach.
How does FHBA Pre-qualify first home buyers?
Your FHBA Coach/Broker will contact you within 24 hours of your enquiry submission to conduct a short phone call consultation where we will ask you a range of questions to determine if you pre-qualify for your first home loan.
Your FHBA Coach/Broker will prepare an analysis of the information provided (at no cost to you) and communicate whether or not you pre-qualify for a first home loan, if you don’t we will tell you exactly what you need to get pre-qualified
Within the results, your FHBA Coach will advise what your options are so you can compare them and decide if you want to go ahead with a home loan pre-approval or if you wish to save further and purchase your first home at a later date.
Benefits of getting pre-qualified before a pre-approval
Learn more about FHBA Mortgages
Looking for a pre-qualification?
FHBA is the one stop shop for first home buyers, especially when it comes to determining if you qualify for your first home loan.
Simply complete the form below and an FHBA Broker/Coach will contact you within 24 hours to discuss your first home loan requirements:
Disclaimer: The information on our website including this page is general in nature and should be solely relied upon. It does not take your personal circumstances. The credit license responsible for the mortgage service offered to clients is Mortgage Australia Group Pty Ltd, Australian Credit License (ACL) number 377294, Australian Business Number (ABN) 99 091 941 749. Mortgage Australia Group Pty Ltd is a member of the Mortgage & Finance Association of Australia (MFAA). FHBA Pty Ltd is an authorised credit representative of Mortgage Australia Group Pty Ltd.