FIRST HOME OWNER INITIATIVES
UNLOCK YOUR FIRST HOME SOONER IN NSW
The deposit hurdle is the hardest part of being a first home buyer, especially in Sydney where the median prices are the most expensive in the country. But years of lobbying efforts by First Home Buyers Australia (FHBA), it is set to get easier for NSW first home buyers!
There are plenty of assistance measures available for first home buyers looking to buy in NSW:
Stamp Duty Exemptions
Stamp Duty Concessions
HOW CAN FHBA HELP ME SECURE MY FIRST HOME?
FIRST HOME LOAN PRE-APPROVAL
Before you start looking at open homes online and on your weekends, it is a good idea to start planning your first home purchase. An FHBA Coach (who are also qualified Mortgage Brokers) can assist you by helping you work out your budget and borrowing capacity as well as help you secure a home loan pre-approval. A pre-approval outlines how much a bank or lender is willing to lend to you for your first home purchase.
Your FHBA Coach has access to market leading technology, allowing them to help you compare a range of lending options suitable for you, from Australia’s biggest banks through to smaller specialised lending insitutions, to help you find you a great home loan deal. Your FHBA Coach can also assist with low deposit home loans (e.g. 5% deposit), parental assistance loans (if your parents are in a position to assist you) and can also help you determine your eligibility (as well as assist you apply) for government initiatives such as the First Home Owners Grant (FHOG) and stamp duty concessions.
If you are thinking of buying in the next 6 months, or just have some questions, we get in touch for a complimentary Discovery Session (which includes a no-charge and no-obligation to proceed assessment of your finances) with an FHBA Coach.
Self-estimate if you have enough using our FHBA Eligibility Estimator:
- No Results Found
With Stamp Duty concessions/exemption?
These two specialist first home buyer services will help you get on the front foot when you are ready to buy your first home:
FHOG ELIGIBLE NEW HOME?
FHBA New Homes is a unique and 100% complimentary service to all NSW first home buyers; regardless of whether you are looking for a brand new house & land, townhouse or apartment. And whether that be an off-the-plan, under construction or completed new property!
You will have the opportunity to meet a new home expert who can help you compare a range of property options that are eligible for the NSW FHOG of $10,000 and stamp duty exemption (or concessions). There is no obligation to proceed with any of the property options.
And to help you even further we offer a cash rebate to eligible first home buyers called the FHBA 50 Rebate. This puts money back in your pockets when you need it most – ask your FHBA Coach for details.
These properties are eligible for the FHOG + the FHBA 50 Rebate
Get started now
Are you interested in one of the loans mentioned above? Or would you like more information on the home loans that are available to you? Simply complete the form below and a first home buyer expert (Broker/Coach) will be in touch with you: