STEP 1 – BORROWING CAPACITY
HOME LOANS & BORROWING CAPACITY
The tips/general advice below are general in nature & do not take into account your objectives, financial situation, or needs. This information should not be solely relied upon. The factual information is not intended to imply any recommendation or opinion about a financial product. Before making any financial or property decisions you should consider your personal circumstances and seek professional advice from professionals such as Financial Planners. Before using our website and reading the content you should read our website terms and conditions.
There are many home loan products and features to consider. A mortgage broker can help you find a loan suitable for you and won’t charge you any fees.
Compare different home loans available in the market, but remember not all loans will be suitable for you.
Always try to negotiate a better home loan deal.
Use Checklists & Calculators to help you work out your budget and approximate borrowing capacity. For a personal comprehensive borrowing capacity calculation PLEASE contact your broker or lender for a loan pre-approval.
Key home loan features to consider include upfront fees, ongoing fees, exit fees, repayment options, comparison interest rates, fixed home loans versus variable home loans and more.