STEP 1 – BORROWING CAPACITY

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There are many home loan products and features to consider. A mortgage broker can help you find a loan suitable for you and won’t charge you any fees.

Compare different home loans available in the market, but remember not all loans will be suitable for you.
Always try to negotiate a better home loan deal.
Use Checklists & Calculators to help you work out your budget and approximate borrowing capacity. 

For a personal comprehensive borrowing capacity calculation PLEASE contact your broker or lender for a loan pre-approval.
Key home loan features to consider include upfront fees, ongoing fees, exit fees, repayment options, comparison interest rates, fixed home loans versus variable home loans and more.